URS Premium Retirement Roadmap
Finding unbiased, professional financial advice without pressure to hire a money manager can be challenging. At URS Advisory, every client relationship begins with a financial planning engagement, ensuring a personalized and strategic approach. Our most comprehensive option, the URS Premium Retirement Roadmap, provides a detailed, tailored plan to help clients navigate their retirement journey with confidence.
Services include:
- E-Money (Monte Carlo) Based Financial Plan
- Income Laboratory (Modern Guardrail) Financial Plan
- Safe withdrawal rates per year by % and $
- Riskalyze Portfolio Composition Report including annual range midpoint, risk-adjusted return, and statistics
- Riskalyze Stress Testing
- Monte Carlo Sequence of Returns Stress Testing- Lower returns, Early deaths, and Long-Term Care Events
- Upper and lower portfolio guardrails
- Legacy Planning
- Social Security Maximization Planning
- Asset Allocation Recommendation and portfolio backtesting
- Rebalancing frequency recommendations
- Pension breakeven analysis
- Insurance review and recommendations
- Tax Report
- Distribution Planning- Where should you pull income from and in what amount to minimize your lifetime tax liability?
- Roth Conversion Planning
- RMD Analysis from a tax-perspective
- Tax Gain and Tax Loss Harvesting advice
- Charitable Giving Strategies
- Gifting Strategies
- Defined Action Steps