Erik Lembcke, CFP®

Erik is dedicated to helping individuals secure and maintain a stress-free, enjoyable retirement. As a Certified Financial Planner® serving clients nationwide, his mission is to provide prudent, unbiased advice and enhance financial literacy so that hardworking people can confidently prepare for the future and handle life’s unexpected challenges.

Erik's passion for financial planning is deeply rooted in his upbringing. His father worked tirelessly seven days a week, while his mother served as the family’s Chief Financial Officer, managing the household finances with care. They started with little, but through conservative spending, wise investing, and consistent saving, they achieved financial security. This upbringing instilled in Erik a strong work ethic and an understanding of the importance of financial discipline—values that now drive his commitment to helping his clients achieve their retirement dreams.

With two decades of experience in financial services, Erik brings a wealth of knowledge to URS Advisory, where he’s been serving clients since 2016. As a founding partner, Erik leads the firm’s operations, oversees portfolio management, and directs client relationship management—ensuring that every client experience is grounded in thoughtful planning, transparent communication, and sound investment strategy. His leadership helps maintain the high standards URS is known for, and his strategic oversight allows the team to deliver consistent value across all aspects of the client journey.

Before joining URS, Erik worked as a Relationship Manager at First Republic Bank and served as a Client Advisor at Deutsche Bank, where he specialized in investment advisory and wealth management for high-net-worth individuals and families. He has also held roles at SunTrust Bank and Island Capital Advisors, focusing on banking, insurance, and lending solutions. Erik holds a Bachelor of Science in Finance from the University of Central Florida and a Master of Business Administration from the University of Miami.

A proud South Florida native, Erik has witnessed firsthand the growth and change in his community. He and his brothers attended public schools and graduated from Suncoast High School in Riviera Beach. From a young age, Erik's parents taught him the importance of hard work, doing the right thing, and saving for the future. Erik and his two older brothers, close in age, shared a love for sports, surfing, and all became Eagle Scouts. Today, Erik still enjoys many of these activities, including golfing, surfing, and playing tennis with his wife, Julia.

Erik is deeply involved in his community and has served as a past board member of NAIOP South Florida and the LIFE Foundation, which recently created a memorial for wounded and disabled veterans in Washington D.C. He is also a member of the Financial Planning Association and the Palm Beach County Estate Planning Council.

With his diverse experience in financial services, Erik is uniquely positioned to offer holistic, well-rounded solutions to his clients—solutions that may have been overlooked elsewhere. He lives in Jupiter with his wife, Julia, and their sons, Henry and Reece.